Loan Administration and Financial Performance of Savings and Credit Co-operative Societies in selected Districts in Lango Sub-Region.

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dc.contributor.authorEgwel, Stephen
dc.contributor.authorOguta, James
dc.date.accessioned2024-05-21T08:00:09Z
dc.date.available2024-05-21T08:00:09Z
dc.date.issued2023
dc.description.abstractBackground: This study examined Loan administration and Financial Performance of Saving and Credit Co operations in selected districts in Lango sub-region. Generally, the study established the influence of Loan administration and Financial Performance of SACCOs in selected district in Lango sub-region. Generally, the study established the influence of Loan administration and Financial Performance of SACCOs in selected district in Lango sub-region. The specific objectives of the study were 1) To established the effect of Loan administration and Financial Performance of SACCOs in selected distracts in Lango sub-region, 2) To analysed the effect of loan administration and financial performance of SACCOs in selected district of Lango sub-region and 3) To investigate the effect of Loan administration and financial performance of SACCOs in selected districts of Lango sub-region. Methods: The study utilized cross-sectional design supported by qualitative, quantitative approaches and pragmatic philosophy. The target population was 1692 people and the researcher sampled 327 respondents recruited from the selected SACCO’s using simple random and purposive techniques. The respondent included the registered members of SACCs, commercial officer, and SACCO’s management committee. Qualitative data was collected using interview methods while questionnaires were used to collect quantitative information. Data analysis was computer assisted using SPSS version 26 for quantitative data, statistical methods such tabulation, description statistics and regression analysis were performed. While qualitative data was analysed for themes, words and quotation. Findings: The findings shows that loan lending has a statistically significant effect on financial performance of SACCOs in selected district in Lango sub-region F (1, 308; F=30. 188, P-value=0.000). Similarly, loan security had a positive and statistically significant effect on SACCOs financial performance in (B=-301, P-value 0.000). Finally, the study disclosed that loan monitoring has a positive and statically significant effect on SACCOs financial performance (Beta =-396, P value = 0.000). Recommendations: The study recommends that policy-makers especially the line ministry such as Cooperatives, ministry of Trade, local government officials, parliamentarian should enact laws and policies which can enable SACCOs to effectively distribute loans, and have them recovered. Government of Uganda, should therefore facilitates the operation of SACCOs with some funds to help to lend borrowers and get involved in numerous projects and program. Key words: Loan, Administration, Financial Performance, Savings and Credit, Co-operative Societies.en_US
dc.identifier.citationEgwel S. & Dr. Oguta J. (2023), Loan Administration and Financial Performance of Savings and Credit Co-operative Societies in selected Districts in Lango Sub-Region.en_US
dc.identifier.urihttp://ir.lirauni.ac.ug/xmlui/handle/123456789/822
dc.language.isoenen_US
dc.publisherLira University.en_US
dc.subjectLoanen_US
dc.subjectAdministrationen_US
dc.subjectFinancial Performanceen_US
dc.subjectSavings and Crediten_US
dc.subjectCo-operative Societiesen_US
dc.titleLoan Administration and Financial Performance of Savings and Credit Co-operative Societies in selected Districts in Lango Sub-Region.en_US
dc.typeThesisen_US

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